The restaurant received funds from the Paycheck Protection Program, according to the Associated Press.

The restaurant received funds from the Paycheck Protection Program, according to the Associated Press.

When the federal small business rescue program was announced, Krista Kern-Desjarlais scrambled to research it, talking to her banker and digging online.

"I think the program is great for a ton of businesses out there that are not restaurants," she said.

Business owners who wanted the money have, in large part, received it.

Most businesses who wanted the money have gotten it.

The bureau's Small Business Pulse survey has three weeks of data, starting on April 26 — the week the second round of PPP money opened.

Each week, around 75% of businesses said they had requested PPP money since the program opened.

But the share of businesses who had received the money rose steadily, from 38% in the first week to nearly 67% in the third week.

So while there are still some businesses waiting on funds, it appears that the overwhelming majority that wanted PPP money have gotten it.

A survey finds that three-quarters of small businesses report applying for PPP, and two-thirds report receiving the money.

"I think the story that this kind of leads to is that small businesses were really on the ball and applying for this program early on, recognizing that it was first come, first served," said Curtis Long, chief economist at the National Association of Federally-Insured Credit Unions.

But many factors — including continually shifting guidance, changing forms, technical difficulties, and many banks only opening up the process to their existing customers — slowed down the lending process and prevented some businesses from receiving the money.

Funding for the first round ran out on April 16, just six days after those one-person businesses were first allowed to apply.

This fear is despite the fact that the SBA has clarified that borrowers receiving loans of under $2 million will automatically be deemed to have received the money "in good faith."