Mortgage refis are slowing. Here’s why - Fox Business
Oct 13, 2021 49 secs

In addition, the MBA reported, the refinance share of mortgage activity decreased to 63.9% of total applications from 64.5% the previous week.

Despite officials' expectations of weakening in refinance activity, mortgage applications actually increased 0.2% on a seasonally adjusted basis from one week earlier, a mortgage applications survey reported.

The effective rate increased from last week. .

Meanwhile, the MBA reported, the average contract interest rate for 30-year fixed-rate mortgages with jumbo loan balances (greater than $548,250) increased to 3.22% from 3.20%, with points increasing to 0.29 from 0.27 (including the origination fee) for 80% LTV loans.

The effective rate increased from last week. .

The average contract interest rate for 30-year fixed-rate mortgages backed by the FHA increased to 3.20% from 3.12%, with points remaining unchanged at (including the origination fee) for 80% LTV loans.

The effective rate increased from last week. .

The average contract interest rate for 15-year fixed-rate mortgages increased to 2.48% from 2.45%, with points increasing to 0.29 from 0.24 (including the origination fee) for 80% LTV loans.

The effective rate increased from last week. 


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