Can you get car insurance if you are not the registered owner? - Fox Business

Typically, you buy insurance on a car that has a title in your name or is registered to you.

But what if the car isn't registered to you so you can’t show proof of insurance.

If you have any concerns about insurance coverage and you frequently hit the road, make sure you visit the multi-lender site Credible to view all of your auto insurance options — whether you're the registered owner or not.

You can get insurance coverage on a car that's not registered to you.

The car must be registered in the owner’s name or the person who holds the title, and the owner's name must also be included on the car insurance policy.

You can co-title the car and add yourself as an owner, or you can opt for non-owner liability insurance that covers you while driving a car that’s not yours.

If you have insurance and want to lower costs or if you're looking to switch car insurance companies, then head to Credible to explore pricing and compare quotes in one spot (bonus: you can complete the process entirely online).

In this case, car insurance companies may expect fraud and be less likely to write a policy for the vehicle that’s not registered in your name.

The same is true for the insurance policy, called joint-owners insurance.

If you want more insurance coverage or a better rate, make sure to use a comparison-shopping site like Credible.

Credible can help you compare rates and auto insurance companies to ensure you're covered.

Non-owner insurance: If you have non-owner insurance and you’re in an accident, your policy — that acts as a secondary insurance policy — will kick in when the primary policyholder’s insurance is exhausted.

There are a number of other reasons why you’d want to buy non-owner insurance:.